Pioneering pension solutions

Reichmuth & Co is one of the pioneers of non-mandatory pension solutions in Switzerland. We are by our clients’ side with our more than 20 years of expertise in finance and pensions.

OUR PENSION SOLUTIONS

Innovative management retirement provision

Thanks to our splitting of occupational benefits provision into a basic pension fund and a management pension fund, we can diversify our investments in the second pillar.

  • Investment strategy can be determined by the client
  • Tailor-made investment strategy
  • Tax optimisation

«As an innovative and digitally savvy employer, we wanted to offer our employees a modern pension solution. Today, this is an asset when it comes to recruiting new talent.»

Flexible vested benefit solutions

Vested benefits arise in the event of an interruption of employment, a change of employer, the transfer of a divorce settlement or permanent relocation abroad. How you profit from our vested benefit solutions:

  • Harmonisation with private assets
  • Transparent
  • Tailor-made

«We decided to use our occupational benefits account to finance our mortgage. This interesting option allows us to take advantage of deductible interest payments which will ultimately flow back into our pension assets.»

Retirement and pension planning

Retirement planning is and remains one of the core pillars of our life cycle. We would be happy to advise you throughout all stages of your life to help you preserve your wealth over generations.

  • Career start
  • Asset accumulation
  • Pension planning
  • Asset transfer

«Thanks to early pension planning, I now have a clear overview of the things I have to do to optimise my finances for my impending retirement. That makes me feel secure and at ease.»

Estate planning and lifetime asset transfer

Planning how to pass assets on to the next generation is something we all need to address. We are here to support you in the early transfer of assets, whether you want to bequeath them, give them away or put them in a foundation.

  • Smart estate planning
  • Implementation/documents
  • Lifetime asset transfer
  • Representation of heirs
  • Execution of the will

News

Trade war and slumping stock markets

The trade conflict instigated by Donald Trump has led to sharp falls on the international stock markets – including in Switzerland. This development has meant that most of the stock market gains of the last 12 months have been lost again.

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Market commentary 2rd quarter 2025

Since the beginning of the year, market breadth has increased noticeably both regionally and at index level – a sign of broader participation in the upswing. The dominance of the large US technology companies thus appears to have been broken.

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Market commentary 1st quarter 2025

2024 will go down in the history books as an above-average year for equities. Much will depend on political decisions next year, not only on the new US government but also on the reactions of Europe and China.

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