Innovative management retirement provision

Our management retirement provision offers a flexible pension plan that enables our clients to set up a company pension scheme. This can be tailored to meet the needs of the company and its employees.

Private banking for your pension fund

Our innovative management pension solution offers you tangible and quantifiable benefits.

Separation into basic and management pension fund. The splitting of the two vehicles allows for customisation and diversification of investments.
No cross-subsidisation in the management pension fund. In the event of death, the pension assets are disbursed to the heirs in full.
You can benefit from significant tax optimisation both at the private and the corporate level.
Pension plan optimisation in the management pension fund creates greater purchase potential even if your salary stays the same.

Facts at a glance

No minimum investment
Needs-based choice of strategy
Realisation via funds, ETFs and individual stocks
Company-specific risk benefits
Salary components from CHF 86,040, or from CHF 129,060, depending on specific solution

Our solutions

PensFlex

PensFlex, our innovative management pension solution, offers you tangible and quantifiable benefits.

Purchases can be deducted from taxable income in full.
On departure from the foundation, for instance on retirement, securities can be transferred to your private assets without necessitating a sale.
The splitting allows for a more efficient and tax-optimised staggering of withdrawals.

PensUnit

Our innovative PensUnit solution offers you advantages in a range of areas.

Co-determination of the investment strategy
No cross-subsidisation
Tax relief for the company
Private tax optimisation
Formation of deductible collective fluctuation reserves

Please do not hesitate to contact us for a consultation

Marco Danelli

Head of Pension

+41 41 249 49 68

«We are among the pioneers of customised pension solutions in Switzerland.»

Jürg Staub

partner with unlimited liability

News

Investing 07.04.2025 Dr. Matthias Ramser

Trade war and slumping stock markets

The trade conflict instigated by Donald Trump has led to sharp falls on the international stock markets – including in Switzerland. This development has meant that most of the stock market gains of the last 12 months have been lost again.

Investing 27.03.2025 Dr. Matthias Ramser

Market commentary 2rd quarter 2025

Since the beginning of the year, market breadth has increased noticeably both regionally and at index level – a sign of broader participation in the upswing. The dominance of the large US technology companies thus appears to have been broken.

Investing 19.12.2024 Dr. Matthias Ramser

Market commentary 1st quarter 2025

2024 will go down in the history books as an above-average year for equities. Much will depend on political decisions next year, not only on the new US government but also on the reactions of Europe and China.