Retirement and pension planning

Retirement planning is and remains one of the core pillars of our life cycle. We would be happy to advise you throughout all stages of your life to help you preserve your wealth over generations.

Income maintenance

Age 30 to 40

The accumulation and protection of income lays the groundwork for your future path in life and allows you to take initial action in the field of pension provision. Let us help you take the first steps!

Asset accumulation

Age 40 to 50

Through our integral approach, we design the appropriate retirement provision structures, tailored to your overall asset situation. You benefit from tax optimisation, individual management retirement provision with no cross-subsidisation and flexible vested benefit accounts with individual investment options.

Pension planning

Age 50 to 65

Retirement and succession planning is tailored to your needs so you have a firm basis for taking decisions in later life.

Smart estate planning

Age 50+

Planning our estate is something we all need to address. We can assist you produce a tailor-made concept and all the associated paperwork, bringing clarity for you and your loved ones.

Asset transfer

Age 65+

We support you in the early transfer of assets that you want optimised for tax purposes, regardless of whether you want to bequeath them, give them away, or put them in a foundation.

PLEASE DO NOT HESITATE TO CONTACT US FOR A CONSULTATION

Marcel Roos

Pension

+41 41 249 80 25

News

Investing 18.12.2025 Dr. Matthias Ramser

Market commentary 1st quarter 2026

Growth prospects for 2026 remain below average, but are robust overall. The stock markets are caught between AI-driven growth in the US, fiscal expansion in Europe, and structural growth in Asia, on the one hand, and ongoing trade conflicts and geopolitical risks, on the other.

General 05.12.2025

A look at the investment year 2026

Die Privatbankiers von Reichmuth & Co geben Einblick in ihre Prognosen und Anlagestrategien. Dabei zeigt sich eine Rückbesinnung auf Schweizer Bodenständigkeit.

General 02.12.2025 Dr. Matthias Ramser

Raw materials: “Even things that don’t shine can be gold”

Gold is shining brighter than ever in 2025: its price in US dollars has risen by around 60 percent since the beginning of the year, driven by strong central bank purchases, geopolitical uncertainty, and a certain loss of confidence in the US dollar. Investors are seeking stability and gold remains the store of value of choice.